1 FOR ALL SEGMENTS AND PRODUCT TYPES
The application supports the retail and corporate credit processes during the loan’s entire life-cycle and implements a comprehensive credit product administration.
For the Retail & SME segment it can handle cash loans, credit lines, revolving loans, mortgages, lombard loans, state subsidized loans, etc. For Corporate lending any type of corporate loans, revolving lines, refinancing, project financing, overdraft support, working capital loan, loan syndication or any other bespoke loan types.
You can identify the product and its properties in the product catalogue. The product definition specifies exactly which parameters of a particular transaction type are fixed, which parameters can be varied in which range. You can freely set up its own product structure and going to market with a new product or idea has never been easier before.
2 ALL-ROUND EVENT HANDLING
ApPello Digital Loan Management System can handle all types of events and transactions that are related to the loan lifecycle. It helps with creating and validating loan transactions with four-eye principle, automates loan disbursement, can effectively handle early repayment or rescheduling, expiry, termination. These events are supported by day-based calculation of interest, fees, fee handling, notification generation, automatic collection at due date, document handling and template-based printing for your effective operation and highest convenience.
3 A SYSTEM THAT GROWS WITH YOU
ApPello’s Digital Loan Management System will be a true partner on your journey, as it is extendable with other ApPello Lending or 3rd party applications as you grow. Moreover, we give the administrative users options to create and modify workflows and databases, to design screens and templates, which results in significant cost savings and allows faster product introductions to the market. Using ApPello Digital Loan Management System, the cost of maintenance and the expenses of the various software can be reduced. Instead of long -term and fragmented software development just utilize the power of ApPello Digital Platform!
4 OMNICHANNEL APPROACH
Banking customer experience as well as internal user experience requires omnichannel mind- and toolset. We designed our white-labelled solutions with mobile devices and other corporate channels in mind. This means our loan management solution is easy to set up with any imaginable digital interface. Updating your staff’s daily routine and workflows, the solution can be set up on the bank’s restricted, verified in-house mobile devices.