Core
Banking

Core
Banking

ApPello’s digital Core Banking System (CBS) incorporates broad set of functionalities. This standalone solution caters for current accounts, multi-currency accounts interest bearing accounts, overdrafts and ApPello Digital Platform.

Discover
Product Details

The CBS is pre-integrated ApPello Digital Lending Platform – Onboarding and Lending Portal, Loan Origination, Decision Engine, Loan Management, Collateral Management and Debt Collections Systems provides a complete front to back system. The CBS is preintegrated to various third party solution ie.: payment hubs, card management tools, …

Digital Core Banking System is scalable to fit your business requirements across retail, SME and large corporate clients. ApPello offers its Digital Core Banking both as SaaS and on-premise. The product set is cloud agnostic and can leverage AWS, Azure or Google Cloud native technologies which will offer clients a range of competitive advantages.

Capabilities &
Benefits

Serves Retail, SME and Corporate business.

Flexible current-,
multicurrency-
and
interest bearing account
management

Rapid configuration with Low Code Digital Platform

360 Degree overview loan origination, loan servicing
and collection

Extendible with any other ApPello digital lending products and 3rd party components

Cost Reduction - Minimal customization, integration and bespoke development team

Cloud-ready and delivered as SAAS or on-premise

Rapid configuration - with low-code digital platform

Better customer relationships - Focus on the front-end experience

Flexibility - Enables configuration over
customization

Scalability - Solution helps to grow from
small to large client base

Agility - Modular Cloud-solution & Open API for ease of expansion and integration

Slider

Complete
core banking toolset

If you are looking for a Core Banking System which helps to reach your business goals, ApPello Digital Lending Platform is the ideal choice for you. Thanks to the microservice based architecture ApPello’s core banking solution can easily support any agile product and business development approach.

The system supports current accounts, loan accounts, loan origination processes, loan risk management and collection. ApPello Core Banking System is delivered with optional front office: ApPello Customer Portal where the front-end experience matters the most to provide the best customer onboarding and digital channel experience. Also optional Mid- and Back-Office modules for Loan & Account Origination, Decision Engine, Collateral Management and Collections.

The modules are loosely coupled and can be deployed as and when needed. The solution exposes open APIs to easily integrate with 3rd party systems both existing bank applications and other FinTech providing banking services such as KYC, Reporting. ApPello CBS is an advanced toolset for a smooth, customer-oriented banking experience. Optimise your operations with our modern CBS and manage your risks and compliance effectively at the same time.

We made our Digital solution complete with the best of breed solution of our ecosystem partners. We pre-integrated our platform with various (approximately hundred) solutions which helps you to configure your solution according to your business needs and preferences.

Operational cost
reduction

ApPello’s CBS is cloud agnostic and uses the elasticity of the chosen cloud platform to deploy on demand rather than a fixed capacity. Whilst we still fully support traditional on-premise installations, the cloud native capabilities of ApPello’s CBS helps its clients realise even greater benefits from cloud deployments.

ApPello’s CBS is built on ApPello’s Digital Platform, making it a very flexible core banking system with minimal customisation, integration and bespoke development resulting in lower maintenance costs.

Speed up
time-to-market

ApPello’s Core Banking System can be configured to your specific needs without the need for additional customisation and development using a low code intuitive interface to design, build and maintain holistic business products and processes.

Using open APIs and a rapid implementation approach ensures you are not developing or maintaining code every time you integrate. Low code configuration and ease of integration with open API the time to market is dramatically reduced.

Leveraging cloud deployment our clients move to a continuous delivery model, where speed-to-market is accelerated and upgrade cycles shortened.

Operational efficiency
and effectiveness

The system functions can be easily incorporated into the workflow. We have made workflow configuration very easy with drag-n-drop capability, using which you can design or completely re-design your flows within hours. You can easily measure your effectiveness such as product take-up with built-in dashboards and reports. The workflow engine is can be used by the business users to define and maintain workflows even across different business modules.

ApPello
Digital Platform

The solution is based on the ApPello Digital Platform that offers rapid low code development, automation with advanced workflow engine, easy and seamless integration into the banking environment. With the use of our Digital Platform, financial institutions can seamlessly connect to other ApPello solutions family and/or also plug-n-play third-party applications such as payment hubs, treasury, card management systems or any other services which can accelerate your business.

Flexible features of ApPello’s Digital Platform enable our clients to continuously fine-tune business rules/process flows, and optimized UX with drag-n-drop screen builder. Advanced users can set up and maintain workflows, configure business rules and screens, and modify page layouts themselves. Enhancing your product portfolio has never been so easy – you can configure a new product, run the necessary tests and launch new products in days rather than months. This innovative, flexible and unified set of products will help your company face the current and future challenges of the turbulent banking world.

Built-in
Microservices

ApPello’s CBS is architected to be delivered as a series of Microservices. This means that each area of functionality can be deployed on a standalone basis. Enabling a bank to progressively go-live with only functionalities needed for each stage, thus creating as a series of smaller projects which deliver earlier commercial benefits to banks at a lower overall program risk.

It is also possible to upgrade individual components to take advantage of new capabilities without having to upgrade the entire system, thereby making it easier and quicker to introduce new products and services.

Microservices can be used independently to provide functionality in large and complex technology environments on an ongoing basis. ApPello’s CBS can work seamlessly with existing legacy systems installed at a bank. This means that although full digital transformation is still the most effective longer-term option, a bank can still use much of ApPello’s product creation and management flexibility, without having to replace all of the existing systems before enjoying any of the benefits of taking personalized products to market quickly.

Omnichannel
approach

Banking customer experience as well as internal staff user experience require an omnichannel mindset and toolset. We designed our solutions with mobile devices and other corporate channels in mind. This means our core banking solution is easy to set up with any imaginable digital interface. Updating your staff’s daily routine and workflows, CBS can be set up on the bank’s restricted, verified in-house mobile devices.

Related
Products

You might also be interested in our other lending solutions

 

ApPello Loan Origination is a process-based solution for collecting data and documents. It supports the stages of proposal, underwriting and contracting.
ApPello’s Digital Loan Management System automates end to end loan lifecycle processes right from creation of loan products, to disbursements until termination of the loan.
Download
the Brochure

Please fill in the following form and you will be able to download or read the brochure in your browser.

This website uses cookies to ensure you get the best experience on our website. By using the website you agree to our Data Protection Statement and our Cookie Policy.

Download
the Brochure

Please fill in the following form and you will be able to download or read the brochure in your browser.