The digital lending platform specialist
We provide Digital Solutions for
Banks and Financial Institutions

ApPello is a digital lending software platform
vendor that has been providing end-to-end, from
loan origination through servicing to collection
solutions in the CEE region for over 20 years.


ApPello Banking  Software provides banks, financial institutions, neobanks and ecosystem partners with the digital tools to simplify lending and help them compete in the changing environment.

Based on our expertise in banking systems, we can provide 360 degree E2E solutions and stand alone Front-End and Back-
End solutions as well.

We use proven but up-to-date technologies available on the market, this enhances our innovation which
results in speeding up and simplifying the implementation in the digital transformation
of financial institutes.

Most of our products are based on ApPello’s own, cloud-ready Digital Platform. Our guiding principle is to provide up-to date, comprehensive solutions to test, configure and deploy products and services that does not only meet business requirements but can be set by the end users without IT involvement.

At the moment our head office is located in
Budapest while other branches operate in
Vienna, Bucharest and Prague, boasting a staff
of about 100 employees.

Appello is committed to serve its partners with the best available web technologies, industry-leading digital lending solutions, first-rate IT & Business know-how and proven product-support team. We are ready to be a stable IT provider for financial institutions in any company size.

EN ISO 9001; 14001 Certification

Awards &


ApPello banking solutions are implemented in several European countries, such as:

  • Austria
  • Croatia
  • Czech Republic
  • Hungary
  • Romania
  • Slovakia


ApPello has local offices in :

  • Budapest (European HQ)
  • Bucharest
  • Prague
  • Vienna

Our Customers'

Industry leaders on Appello

ApPello proved to be a great partner to develop digital channels to our corporate customers.
Tribe Lead,
Komercni Banka

Komercní banka decided to implement new Trade Finance software solution as well as to create a new Customer Portal to further strengthen its position as the leading provider of Trade Finance services in the Czech Republic.

After a very thorough and competitive selection process, Komercní Banka has chosen ApPello as its supplier because of the flexibility and future proof design of ApPello’s system.

The Solution was delivered on time despite some constraints caused by Covid restrictions and it meets the highest expectations of the Bank. The ApPello team was always available to address inquiries from Komercní Banka and ensured smooth implementation.

The solution is now live and we have received very positive feedback from our customers as well as from bank staff. I am pleased to confirm that ApPello has proven to be reliable, flexible and innovative partner.

Komercni Banka

Working with ApPello, we’re building a credit infrastructure that allows us to maintain our market leadership position and grow our business.
Executive Director,
Deputy CEO IT & Operating, Erste Bank

We needed a partner that could support our systems consolidation initiative in order to fuel our regional growth strategy.

We selected ApPello’s Digital Collateral and Valuator Platform because of its rich, tried & tested and specialist lending knowledge, rather than develop a system in-house or partner with other core system vendors. We greatly appreciate ApPello’s innovative approach of the delivered products, we believe we have got long term partnership with ApPello.

Erste Bank

As one of the leading players in the Hungarian housing savings and lending market, we consider it is very important to be among the leaders of business IT as well.
Member of the Board,

We place great emphasis on the selection of our IT vendors for the renewal of our systems.

Appello has proven to be a great choice, they delivered a solution to support our valuation process. Our main business goals were creating a transparent business process and reducing  lead time. Appello’s solutions, products  and the expertise of its experts have helped us to reach our business goals. The system has been delivered on time and we believe hopefully we have established the foundation of a long-term cooperation.


ApPello is a long term, trusted partner, that we could always count on.
Head of Global Banking Services, UniCredit Bank

With the shift towards supply chain finance from traditional trade, increasing compliance requirements, and accelerated expectations from corporate clients, UniCredit Bank Hungary required to deliver new capabilities and products at speed.

We found ApPello as a strong and innovative partner in this. The solution delivered was an important enabler to increase the trade finance revenues significantly by automation and scaling up our business. Alongside the Trade Finance automation, Early warning & Monitoring system supports proactive management of our credit portfolio, with that contributing ultimately to the excellent quality of our credit portfolio.
We have seen highest delivery standards and continuous drive for customer satisfaction evidenced in all our interactions.

UniCredit Bank