Digital Core Banking System
ApPello Digital Core Banking System (CBS) is a comprehensive set of front-to-back solutions, where standalone modules cater to Current Account, Saving Account maintenance, Loan Account management, Partners and transactions. The solution is scalable to fit your business requirements across retail, SME and large corporate clients. ApPello offers it’s Digital Core Banking both as SaaS and as on premises solutions. The solution is cloud agnostic and can leverage AWS, Azure or Google Cloud’s native technologies.
The solution is based on ApPello Digital Platform that offers advanced front-end capabilities, flexible features and services ecosystem. With the use of our Digital Platform financial institutions can seamlessly connect to other ApPello solutions from our Digital Lending product family and also plug and play other 3rd party applications like payment hubs, treasury, card management systems or any cloud services which can accelerate your business.
Flexible features of ApPello’s Digital Platform enable our partners to continuously fine-tune business rules and process flows. Advanced users can set up and maintain workflows, configure business rules, screens, and modify page layouts themselves. Enhancing your product portfolio has never been so easy – you can easily configure a new product, run the necessary tests and enjoy the benefits lunching new products in days over months – or if you have a better idea, drop it and go on with a new one. This innovative, flexible and unified set of products will help your company face the actual and future challenges of the turbulent banking world.
capabilities
  • serves retail, sme and corporate business
  • flexible loan account management and current account management
  • DIGITAL FRONT-END WITH EXCELLENT CUSTOMER EXPERIENCE SERVES YOUR CLIENTS
  • EXTENDIBLE WITH ONBOARDING OR ANY OTHER DIGITAL LENDING TOOLS LIKE DECISION ENGINE, COLLATERAL MANAGEMENT AND COLLECTIONS MANAGEMENT
  • 360 degree overview and monitoring
  • audit trail and reporting
  • EASY INTEGRATION TO EXTERNAL SERVICES
  • DELIVERED AS SAAS
  • Scalable
benefits
  • Covers all necessary core banking processes
  • SCALABLE SOLUTION TO GROW FROM SMALL TO LARGE CLIENT BASE
  • MODULAR SOLUTION HELPS TO GROW STARTING SMALL
  • SHORT TIME-TO-MARKET GIVEN HIGHLY FLEXIBLE PRODUCT SETUP
  • Omnichannel approach
  • highly flexible product setup

Download Solution Overview!

1 Core Banking toolset

ApPello Core Banking System is delivered with Client and Partner management, CRM, Current Account management, Loan Account management serves for Retail, SME and Corporate clients. These modules set can be extended with ApPello Digital Lending product family or any 3rd party tools. The solution easily blends into other modules like Treasury, Securities, Payments. Further features and extensions we offer are document and workflow handling on standard ApPello modules. ApPello CBS is an advanced toolset for smooth, customer-oriented banking experience. Optimize your operations with our modern CBS and manage your risks and compliance effectively at the same time.

2 Omnichannel approach

Banking customer experience as well as internal staff user experience require omnichannel mind- and toolset. We designed our solutions with mobile devices and other corporate channels in mind. This means our core banking solution is easy to set up with any imaginable digital interface. Updating your staff’s daily routine and workflows, CBS can be set up on the bank’s restricted, verified in-house mobile devices.

3 Cost reduction

Using ApPello Core Banking System the cost of maintenance and the expenses of the various software can be reduced. When developing our solutions, we believe in cross-functionality. This attitude guarantees easy workflow and data recycling across modules. We preserve flexibility and quick adoption to various business needs. We give the administrative users options to create and modify workflows and databases, which results in significant cost savings and allows faster product introductions to the market. Instead of long -term and fragmented software development just utilize the power of ApPello Digital Platform!

4 Workflow support

All functions in the ApPello Core Banking System can be easily incorporated into the workflow. We made workflow configuration very easy, you can design or re-design your flows within hours or days. You can easily measure your effectiveness e.g. products through put time with built-in dashboards and reports. You can also easily alter them based your analysis result. Inside our solution, business users are able to define and maintain workflows even across different business modules.

5 SCREEN AND TEMPLATE DESIGNER

All ApPello solution comes with an easy-to use screen designer, since if you are going to have new process or products, you will need it for sure. With the help of this tool you can drag-and-drop compose your new screens. If you have already designed your new product in the system, you will like our Document Template designer as well, which will let you orchestrate your new agreement. If you wish, you can link it directly into the Customer portal, where your clients can digitally sign it.

6 DIGITAL ONBOARDING - DIGITAL FRONT END

For us it’s critical that your customers are satisfied. ApPello Digital Onboarding solution helps you to acquire new customers and serve them at the digital space. All processes on the portal are linked to the backend, there is no friction. All data traffic is automatic and seamless, as your front end and back end are on the same platform. For sure, your communication to your customers and colleagues have never been so smooth before.

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