Digital Lending
The flagship product-line of ApPello covers all phases of the lending process. With the help of
flexible and easy-to-use graphical tools, administration can be radically reduced,
time-to-market can be shorter which allows more opportunities for further innovations.
capabilities
  • easy-to-set any workflow
  • advanced automation options
  • easy 3rd party integration
  • leap to paperless office
  • straightforward process for any users
benefits
  • unique visualization capabilities
  • 360 degree client and workflow monitoring
  • onmichannel approach from scratch
  • optional integration of client portal and lending helper
  • maintenance, optimization and modification without coding

1 Lending Portal

ApPello Lending Portal helps financial institutes to attract, onboard and retain your customers in an ever-changing business environment while increasing operational efficiency. This intuitively designed, white-labelled portal provides superior customer experience with its responsive design, modern and easy-to-use function.

2 Lending Helper

A brand new, smart and innovative browser extension which is connected to the ApPello Lending Portal and our robust Back-end system as well. With this engaging tool, the financial service provider can reach new customers without dealing with third-party traders (real estate agency sites, online marketplaces, etc.).

3 LOAN ORIGINATION

ApPello Loan Origination is a process-based solution for collecting data and documents. It supports the stages of proposal, underwriting and contracting.

4 DECISION ENGINE

ApPello Decision Engine is an efficient risk assessment based on different types of flexibly adjustable, versioned scorecards. It can be connected to loan origination, debt collection workflows.

 

5 Collateral Management

ApPello Collateral Management tool provides transparency of collaterals and coverage on loan, client, segment or portfolio level. The system allocates the collaterals on the loans with the help of the graphical modelling tool to calculate the coverage.

6 VALUATOR

ApPello Valuator is a workflow engine-driven application to support the evaluation of real estates and movables with wide range of functionality: Appraisal management from selection to invoicing, more than 10 built- in workflows, Market, Income and Simplified Income, DCF and cost-based valuation methodology support helps execution.

7 MONITORING

The ApPello Early Warning and Monitoring is responsible for checking the terms & conditions of contracting and disbursement among others and offers easy-to-define, automatically generated warning signals for prompt intervention with regular loan monitoring.

8 DEBT COLLECTION

ApPello Debt Collection covers segmentations, early (soft) and late (hard) collection with workflow-based collection strategies applicable for each segment, product or client category.

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