Interested in our
product line?

You can download the white paper for each or products below which contains the details of the given product. If you want to have further information about us or any of the products, don’t hesitate to contact us and schedule a chat!

Loan Origination

Loan Origination

The origination process is highly flexible and hence able to comply with the various needs of large corporate, SME, retail or consumer finance plus specialised lending segments.

Loan Origination

In the past few years, digital mortgages have become more and more a reality. ApPello Loan Origination System is able to cover the whole loan process from the first customer request until the disbursement and also offers a perfect solution in case of Mortgage Retail loans.

Corporate & SME
Loan Origination

The ApPello Loan Origination System for SME & Corporate clients is able to support the whole process of corporate loans.

Digital Onboarding & Lending Portal

helps financial institutes to attract, onboard and retain your customers in an ever-changing business environment while increasing operational efficiency.

Decision Engine

Speed up and automate your decisions! It is a segment and product-independent solution that can handle various business-related decisions in a centralised platform, even the complex ones. You can easily add and update business-specific logic for any decisions. This allows you to react fast to the challenges of the turbulent banking environment with minimum risk and cost. The solution can handle pre-screening, classical scoring, monitoring, collection and any additional decision points.

Loan Servicing

Core Banking

is an open and unified core banking solution for optimizing the back-office processes to be more efficient. The heart of the solution: Current account maintenance, Saving Accounts and Loan account management is complemented by ApPello Digital Platform (Loan risk and process management) and various third party solutions. Thanks to its modularity and scalability and openness it is comprehensive and fully configurable. It is available on premise or cloud.



provides transparency of collaterals and coverage on client, segment or portfolio level. The solution supports all loan collateral related activities: activation, processing, optimal allocation to exposure.


Loan Management

automates end-to-end loan lifecycle processes right from creation of loan products, to disbursements until termination of the loan. The platform built of a state of the art technology provides the flexibility required to manage simple retail & SME loans to complex corporate loans efficiently. The application automates bank’s administration tasks, manages all the transactions related to the loan seamlessly resulting in greater customer experience and reduction in costs.

Real Estate Valuator

is a workflow-engine driven application to support the evaluation of the real estates and movables. 8+ different type of workflows and 5 different valuation methods supports the appraisals’ on-site and back-office processes.


Trade Finance

is designed to support all events in connection with export or import letters of credit, letters of guarantee and documentary and clean collections. The system has wide range of customer Front-end and Back-end capabilities.

Digital Debt Collections

Digital Debt Collection

might help you to overcome your soft and hard (legal) collection issues.