Loan Factory
The flagship product-line of ApPello covers all phases of the lending process. With the help of
flexible and easy-to-use graphical tools, administration can be radically reduced,
time-to-market can be shorter which allows more opportunities for further innovations.
KEY FEATURES
  • Easy-to-parameterize solutions
  • Unique visualization capabilities
  • Automated Processes
  • Easy integration
  • Less administration

1 LOAN ORIGINATION

ApPello Loan Origination is a process-based solution for collecting data and documents. It supports the stages of proposal, underwriting and contracting.

2 RATING & SCORING

ApPello Client Rating & Credit Scoring is an efficient risk assessment based on different types of flexibly adjustable, versioned scorecards. All the required data are available for the scoring engine, which determines the risk of financing to support the decision-making process.

3 Collateral Management

The ApPello Collateral Management tool to provides transparency of collaterals and coverage on client, segment or portfolio level. During the loan origination process, the collateral data is handled by this module. The system allocates the collaterals on the loans with the help of the graphical modelling tool to calculate the coverage.

4 REAL ESTATE EVALUATOR

ApPello Real Estate Evaluator is a workflow engine driven application to support the evaluation of the real estates (native mobile app is also available). In case of a real estate collateral type, this module manages the evaluation process. After the evaluation the Collateral Management System will handle the real estate’s value.

5 MONITORING

The ApPello Early Warning and Monitoring is responsible for checking the terms & conditions of contracting and disbursement among others and offers easy-to-define, automatically generated warning signals for prompt intervention with regular loan monitoring.

6 DEBT COLLECTION

ApPello Debt Collection covers segmentation and early (soft) collection with workflow-based collection strategies applicable for each segment, product or client category. The non-performing loans are handled by this module through workout strategies.

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