The loan origination process is highly flexible and hence able to comply with the various needs of large corporate, SME, retail or consumer finance plus specialised lending segments.

ApPello Loan Origination system supports the whole loan process from customer loan application to disbursement. The solution offers a seamless digital journey for customers and allows quick time-to-approval.

The solution is built on the ApPello Digital Lending Platform, which provides the flexibility for creating new, or maintaining existing, loan origination workflows without coding or IT support.

  • easy-to-set any workflow
  • advanced automation options
  • easy 3rd party integration
  • leap to paperless office
  • straightforward process for any users
  • unique visualization capabilities
  • 360 degree client and workflow monitoring
  • onmichannel approach from scratch
  • optional integration of client portal and lending helper
  • maintenance, optimization and modification without coding

Digital Onboarding &

Lending Portal

ApPello Lending Portal helps financial institutes to attract, onboard and retain your customers in an ever-changing business environment while increasing operational efficiency. This intuitively designed, white-labelled portal provides superior customer experience with its responsive design, modern and easy-to-use function.


Loan Origination

The ApPello Loan Origination System is able to cover the whole loan process from the first customer request until the disbursement and also offers a perfect solution in case of Retail (including mortgage, unsecured and consumer finance) or non-retail (Corporate and SME) segments



ApPello Decision Engine is an efficient risk assessment based on different types of flexibly adjustable, versioned scorecards. It can be connected to loan origination, debt collection workflows.


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