ApPello Management

Béla Vér

Béla Vér

Chief Executive Officer

Béla first founded the company with his former business partner, Krisztián Pálmai in 1998 out of a passion to provide technology software solutions to make banks and financial institutions to run with greater efficiency and grow quicker. Prior to this, Béla was an IT engineer for Inter-Európa Bank before moving to a global core banking vendor.

Since then, with a deep knowledge of how banks work and their technology challenges, Béla has been developing and implementing digital lending solutions in the cloud to help traditional banks stay competitive and support neobank innovation.

Béla holds an engineering degree from the Óbuda University, a top technical university in Hungary, and an MBA from Corvinus University of Budapest. Béla’s sporting passion is fencing and is a former Hungarian fencing champion.

CEO and Co-Founder of ApPello; a digital lending platform specialist providing a comprehensive solution within the banking ecosystem.

He is married, father of 2 children.

Béla Vér is member of ApPello Team since 1998.


Tamás Babér

Tamás Babér

Chief Operation Officer

Tamás is the Chief Operation Officer of ApPello. He joined the company in 2000, prior to this, Tamás was a mid-manager at various companies at the Industrial sector.

Since then, with a deep knowledge of programming, banking  and their technology challenges, Tamás has been managing the development support and implementation of digital lending ApPello solutions at various Banks.

Tamás holds an engineering degree from the Budapest University Technology and Economics. Tamás’ sporting passion is swimming and he is a huge fan of BMW oldtimers.

He is married.

Tamás Babér is member of ApPello Team since 2000.


Máté Hidvégi

Máté Hidvégi

Head of Development

Máté is the Head of IT Development at ApPello.

He is started his career as Java developer. In the past 15 years Mate gained experience in several technical roles: as lead developer, as innovation team lead and as IT architect.

He joined ApPello in 2011 and he was the lead of ApPello’s Digital Lending Platform development, designed several business application and also participated on many crucial product deliveries in CEE region.

Máté graduated at Eötvös Loránd University as programmer mathematician.

He is passionate of football and tennis.

He is married and father of 2 children.

Máté Hidvégi is member of ApPello Team since 2011.


Ferenc Kustos

Ferenc Kustos

Sales Director

Ferenc  returned to the company in 2020 as Sales Director after working at ApPello as Sales and Marketing Director from 2013 to 2015.

He filled the roles of CEO and Sales Director of various software and hardware companies. Ferenc is enthusiastic about building productive, win-win business partnerships with customers and implementation partners around the world, deeply interested in getting to know their cultures with maximum respect.

Ferenc developed a strong understanding of Solution selling and Banking, though he holds a Master’s degree in biology from the Eötvös Lóránd University.

His nickname is Feri, and is passionate at choir singing and amateur astronomy.

He is married, father of 2 daughters.

Ferenc Kustos is member of ApPello Team since 2020.


János Szilágyi

János Szilágyi

Head of Project Management Office

János is the Head of Project Management Office at ApPello.

He is working as Project Manager for more than 10 years and set up a proven record in implementation projects on Client and Vendor side as well. He joined ApPello in 2015, and he managed implementation of various ApPello products and custom developments in the CEE region especially in Collateral, Valuator and Trade Finance business domains. Besides his project activities he is leading the Project Management Office and built up a dedicated team of Project Managers.

János has experience in several methodologies (waterfall, agile, hybrid), and he is a PMP (PMI) certified project manager.

He is passionate of kettlebell sport, making sourdough bread and hiking.

János is married and father of 3 children.

János Szilágyi is member of ApPello Team since 2015.


András Tóth

András Tóth

Head of Business Analysis

András is the Head of Business Analysis at ApPello.

He is working as Business Analyst for 15 years and set up a proven record in implementation projects. He joined ApPello in 2012, and he managed introduction of various ApPello products and custom developments in the CEE region especially in Collateral and Loan Origination business domains. Besides his project activities he built up a dedicated team of analysts and is actively involved in pre-sales and product development in the past few years.

András graduated at Corvinus University of Budapest. He is a big fan of sports (football, handball) and hiking.

He is married and father of a child.

András Tóth is member of ApPello Team since 2012.