ApPello Digital Platform
Our continuously improving rapid application development platform ApPello Digital Platform (AppDP) simplifies the maintenance of lending processes and allows power users to create and change business logic by parameterizing only, without development. The platform serves as a technological framework for ApPello’s business applications, making a flexible adjustment to changing business environment.
The proven solution components were already introduced in top banks in the CEE region and the unique visualization capabilities provide a strong user convenience even for complex loan-collateral structures or scorings. Due to the flexibility of the platform, all screens, business rules and workflows can be redesigned by the users.
The platform supports the front-end activities and the omnichannel approach of the platform allows access from any device anytime, anywhere. Based on our experience in a five-year period, a significant part of the original data model changes – what classical solutions are not able to cope with - but the distinctive feature of the platform allows the capability to execute changes anytime in any part of the system.
Key Features
  • Lending portal with Lending Helper plugin
  • Mobile/Tablet application
  • Flexible creating and changing of business logic by banks
  • Reduced project risk
  • Quicker implementation
  • Easy integration with front/back office processes

1 PRIVATE DIGITAL PLATFORM

ApPello provides a framework for integrating information, people and processes across organizational boundaries. Customers and partners are digitally connected and empowered to create value. Independent from location and device people are allowed to contribute to content in a decentralized manner. The Platform increases operational efficiency as more customers access banking services via mobile device. The AppDP supports customer journey on any channel, device or on any browser. Thanks to our Omnichannel approach there is a single cost of maintaining online and mobile banking applications. These can be quickly deployed in any environment and device sensitive ways.

2 PUBLIC DIGITAL PLATFORM

ApPello Private Digital Platform caters for new-to-bank customers during the early stage of client on-boarding. AppDP connects customer facing elements, such as Facebook with mobile banking. AppDP is available with enhanced data management functionalities to fuel data-driven decision making.

3 USER EXPERIENCE

ApPello Digital Platform allows the access to data in only three clicks, icons and preset colors help the navigation in the menu structure. The inbuilt drag&drop technology increases the user experience and reduces the time spent on development. AppDP gives potential to create smart application design with interactive, fully customizable charts for the best visualization.

4 FULL FLEXIBILITY

By using the Flexibility Toolset, an experienced platform administrator can define the system’s layout as well as its dynamic behaviour. The application’s flexibility does reduce the project’s TCO, because the Bank doesn’t need the help of the supplier to modify the business logic.

5 CONNECTIVITY

AppDP supports all standard interface connections. It can be easily integrated to the avalaible architecture and connected to the legacy systems. The visualisation layer can be added to a portal or to the existing front-end layer as well.

6 OMNICHANNEL APPROACH

AppDP uses the flexibility toolset to create native mobile applications which meet the latest requirements of omnichannel operation criteria. The main benefits of the system are flexibile customization, easy deployment (with only one click) and the fact that one mobile application can serve as many business solutions as the user wants.
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