Digital lending solutions

Digital lending solutions


Digital Lending Portal
ApPello Lending Portal helps financial institutes to attract, onboard and retain your customers in an ever-changing business environment while increasing operational efficiency
Digital Loan Origination
The ApPello Loan Origination System is able to cover the whole loan process from the first customer request until the disbursement and also offers a perfect solution in case of Retail (including mortgage, unsecured and consumer finance) or non-retail (Corporate and SME) segments
Decision Engine
Efficient risk assessment based on different types of flexibly adjustable, versioned scorecards. All the required data are available for the scoring engine, which determines the risk of financing to support the decision-making process


Digital Loan Management
ApPello’s Digital Loan Management System automates end to end loan lifecycle processes right from creation of loan products, to disbursements until termination of the loan. The platform built of a state of the art technology provides the flexibility required to manage simple retail & SME loans to complex corporate loans efficiently. The application automates bank’s administration tasks, manages all the transactions related to the loan seamlessly resulting in greater customer experience and reduction in costs.
Digital Core Banking
ApPello Core Banking System is an open and unified core banking solution for optimizing the back-office processes to be more efficient. The heart of the solution: Current account maintenance, Saving Accounts and Loan account management is complemented by ApPello Digital Platform (Loan risk and process management) and various third party solutions. Thanks to its modularity and scalability and openness the ApPello Core Banking System is comprehensive and fully configurable. It is available on premise or cloud.
Collateral Management
The ApPello Collateral Management tool provides transparency of collaterals and coverage on client, segment or portfolio level
Real Estate Evaluator
ApPello Real Estate Evaluator is a workflow engine driven application to support the evaluation of the real estates (native mobile app is also available). In case of a real estate collateral type, this module manages the evaluation process. After the evaluation the Collateral Management System will handle the real estate’s value
Digital Trade Finance
ApPello Trade Finance System is designed to support all events in connection with export or import letters of credit, letters of guarantee and documentary and clean collections
trade finance
Digital Debt collection
The non-performing loans are handled by the Collection module through workout strategies. The ApPello Debt Collection System has brought the opportunity to manage the complete workout portfolio from the very first phone call till the closure and legal processes within only one, well balanced application
Early Warning & Monitoring
This module is responsible for checking the terms&conditions of contracting and disbursement among others and for early identification of future non-performance


Who We Are

ApPello is a leading digital lending software platform vendor that has been providing end to end solutions from origination, servicing to collection solutions for over 20 years. We have developed a state-of-the-art digital platform called ApPello Digital Platform, which is currently one of the most powerful and prevailing in Europe.
We have based all our software offerings on ApPello Digital Platform. Digitalisation and digital transformation of lending processes with the use of latest technology is the core value of ApPello. ApPello’s principle is to develop customer centric solutions that not only meet the business requirements,
but can also be easily configured by business users independent of IT team. ApPello offers it’s digital lending platform primarily as SaaS. On-premises offering is also possible on request.
Béla Vér
Chief Executive Officer
Tamás Babér
Project and Support Director
Business Development
Beatrix Percze
Business Development Coordinator
Jan Herian
Business Development Manager


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