Digital lending solutions

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Digital lending solutions

Origination

Digital Lending Portal
ApPello Lending Portal helps financial institutes to attract, onboard and retain your customers in an ever-changing business environment while increasing operational efficiency
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Digital Loan Origination
The ApPello Loan Origination System is able to cover the whole loan process from the first customer request until the disbursement and also offers a perfect solution in case of Retail (including mortgage, unsecured and consumer finance) or non-retail (Corporate and SME) segments
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Decision Engine
Efficient risk assessment based on different types of flexibly adjustable, versioned scorecards. All the required data are available for the scoring engine, which determines the risk of financing to support the decision-making process
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Servicing

Digital Loan Management
ApPello’s Digital Loan Management System automates end to end loan lifecycle processes right from creation of loan products, to disbursements until termination of the loan. The platform built of a state of the art technology provides the flexibility required to manage simple retail & SME loans to complex corporate loans efficiently. The application automates bank’s administration tasks, manages all the transactions related to the loan seamlessly resulting in greater customer experience and reduction in costs.
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Digital Core Banking
ApPello Core Banking System is an open and unified core banking solution for optimizing the back-office processes to be more efficient. The heart of the solution: Current account maintenance, Saving Accounts and Loan account management is complemented by ApPello Digital Platform (Loan risk and process management) and various third party solutions. Thanks to its modularity and scalability and openness the ApPello Core Banking System is comprehensive and fully configurable. It is available on premise or cloud.
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Collateral Management
The ApPello Collateral Management tool provides transparency of collaterals and coverage on client, segment or portfolio level
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Real Estate Evaluator
ApPello Real Estate Evaluator is a workflow engine driven application to support the evaluation of the real estates (native mobile app is also available). In case of a real estate collateral type, this module manages the evaluation process. After the evaluation the Collateral Management System will handle the real estate’s value
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Digital Trade Finance
ApPello Trade Finance System is designed to support all events in connection with export or import letters of credit, letters of guarantee and documentary and clean collections
trade finance
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Collections
Digital Debt collection
The non-performing loans are handled by the Collection module through workout strategies. The ApPello Debt Collection System has brought the opportunity to manage the complete workout portfolio from the very first phone call till the closure and legal processes within only one, well balanced application
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Early Warning & Monitoring
This module is responsible for checking the terms&conditions of contracting and disbursement among others and for early identification of future non-performance
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References

Who We Are

ApPello is a leading digital lending software platform vendor that has been providing end to end solutions from origination, servicing to collection solutions for over 20 years. We have developed a state-of-the-art digital platform called ApPello Digital Platform, which is currently one of the most powerful and prevailing in Europe.
We have based all our software offerings on ApPello Digital Platform. Digitalisation and digital transformation of lending processes with the use of latest technology is the core value of ApPello. ApPello’s principle is to develop customer centric solutions that not only meet the business requirements,
but can also be easily configured by business users independent of IT team. ApPello offers it’s digital lending platform primarily as SaaS. On-premises offering is also possible on request.
Directors
Béla Vér
Chief Executive Officer
Tamás Babér
Project and Support Director
Business Development
Beatrix Percze
Business Development Coordinator
Jan Herian
Business Development Manager

NEWS&EVENTS

Top Banking & FinTech Trends Post COVID-19

Author: Mihály Medovarszki, Senior Software Developer, ApPello Banking Industry has already faced several challenges of digitalization in the past few years but most advisors and sector experts agree that only fully digital banks will be able to survive the next decade. COVID-19 has only accelerated digitization as pointed out my colleague Gergely Ambrovics in his […]

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Core Banking vendor lock-in is slowing down banks

Author: Béla Vér, Founder & CEO of ApPello In such extraordinary times as these, innovation, digital adoption and speed to market is needed more than ever. The SME segment has been the most effected by COVID-19. Drop in sales, cashflow and supply chain disruption are key concerns for small businesses affected by Coronavirus. Opinium, a […]

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Tech Leads on digitalization and COVID-19

It was a pleasure for ApPello to take part at the Financial and Corporate IT conference by Portfolio discussing the impacts of COVID-19 on the IT landscape. As Tamás Laufer (#IVSZ) pointed out, in a modern economy 25% of the yearly gross income is coming from the IT sector and its share is about to grow […]

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ApPello at Novathon

We are excited to be a part of the Novathon event this year for the first time! Novathon is an inspirational and trendsetting event on finance innovation and digital culture transformation, bringing together new, non-conventional players, as well as acclaimed international financial influencers. The event will be held on the Budapest Congress Centre on the […]

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Appello at Fintech Festival

We are proud of being a part of a new and dynamic fintech event, the Fintech Festival in Budapest on the 1st of October in the Várkert Bazár. ApPello’s speaker will be Krisztina Borsi and she will talk about Gen Z’s opportunities and expectations. Let’s observe  this topic a different point of view regarding to […]

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