The Digital
Lending Platform

We provide Financial Institutions with Digital Lending Platform and Core Banking System that reacts to ever-changing banking IT environment


ApPello Loan Origination solutions
support the whole loan process from customer onboarding loan
application to highly-automated decision making and disbursement.


No matter if you are just starting your lending business or already are an established loan provider, ApPello’s solutions covers all possible need from your bank’s clients in every size, from retail to large corporate.


ApPello debt collection solutions have brought the opportunity to manage and monitor the complete workout portfolio from the very first phone call until the closure and legal processes within only one, well-balanced application.

What can ApPello
do for you?

ApPello is a leading digital lending software platform vendor that has been providing end-to-end solutions from origination, servicing to collection solutions for over 20 years. We have developed a state-of-the-art digital platform called ApPello Digital Lending Platform, which is currently one of the most powerful and prevailing in Europe.

We have based our software offerings on ApPello Digital Lending Platform. Digitalisation and digital transformation of lending processes with the use of latest technology is the core value of ApPello.

ApPello’s principle is to develop customer centric solutions that not only meet the business requirements,
but can also be easily configured by business users independent of IT team. The Digital Lending Platform is provided primarily as SaaS solution.

On-premises offering is also possible on request.

Up-to-date information for banking experts is a key for your company’s success. You can find here our thoughts, industry insights, white papers and many more.

News &

Máté Hidvégi

Expert Voice

Low-code and no-code

in banking practice

Máté Hidvégi

These days, software writing and application development are undergoing major transformations. Over the past few years, low-code and no-code solutions have gained ever more ground in the IT world of financial institutions.
Bálint Bakó

Expert Voice

AI in the banking sector:

from saplings to arboretum

Bakó Bálint

The opportunities offered by artificial intelligence (AI) are extremely attractive in numerous fields…
Máté Hidvégi

Expert Voice


a banking core system

Máté Hidvégi

Ever more banks are looking at the issue of replacing their legacy system. This can be driven by the pandemic, transformations in the ownership structure, or for strategic considerations. So how should one go about this?
Béla Vér

Expert Voice

Less is sometimes more

- or vice versa?

Béla Vér

Is it really possible to start streamlining when everyone is digitalizing at full speed?

Our Customers'

Industry leaders on Appello

ApPello proved to be a great partner to develop digital channels to our corporate customers.
Tribe Lead,
Komercni Banka

Komercní banka decided to implement new Trade Finance software solution as well as to create a new Customer Portal to further strengthen its position as the leading provider of Trade Finance services in the Czech Republic.

After a very thorough and competitive selection process, Komercní Banka has chosen ApPello as its supplier because of the flexibility and future proof design of ApPello’s system.

The Solution was delivered on time despite some constraints caused by Covid restrictions and it meets the highest expectations of the Bank. The ApPello team was always available to address inquiries from Komercní Banka and ensured smooth implementation.

The solution is now live and we have received very positive feedback from our customers as well as from bank staff. I am pleased to confirm that ApPello has proven to be reliable, flexible and innovative partner.

Komercni Banka

Working with ApPello, we’re building a credit infrastructure that allows us to maintain our market leadership position and grow our business.
Executive Director,
Deputy CEO IT & Operating, Erste Bank

We needed a partner that could support our systems consolidation initiative in order to fuel our regional growth strategy.

We selected ApPello’s Digital Collateral and Valuator Platform because of its rich, tried & tested and specialist lending knowledge, rather than develop a system in-house or partner with other core system vendors. We greatly appreciate ApPello’s innovative approach of the delivered products, we believe we have got long term partnership with ApPello.

Erste Bank

As one of the leading players in the Hungarian housing savings and lending market, we consider it is very important to be among the leaders of business IT as well.
Member of the Board,

We place great emphasis on the selection of our IT vendors for the renewal of our systems.

Appello has proven to be a great choice, they delivered a solution to support our valuation process. Our main business goals were creating a transparent business process and reducing  lead time. Appello’s solutions, products  and the expertise of its experts have helped us to reach our business goals. The system has been delivered on time and we believe hopefully we have established the foundation of a long-term cooperation.


ApPello is a long term, trusted partner, that we could always count on.
Head of Global Banking Services, UniCredit Bank

With the shift towards supply chain finance from traditional trade, increasing compliance requirements, and accelerated expectations from corporate clients, UniCredit Bank Hungary required to deliver new capabilities and products at speed.

We found ApPello as a strong and innovative partner in this. The solution delivered was an important enabler to increase the trade finance revenues significantly by automation and scaling up our business. Alongside the Trade Finance automation, Early warning & Monitoring system supports proactive management of our credit portfolio, with that contributing ultimately to the excellent quality of our credit portfolio.
We have seen highest delivery standards and continuous drive for customer satisfaction evidenced in all our interactions.

UniCredit Bank